© 2010 Brown & Brown of MN, Inc. Mankato
530 West Pleasant Street, Suite 100
Mankato, Minnesota 56001
Phone (507) 388-2010
530 West Pleasant Street, Suite 100
Mankato, Minnesota 56001
Phone (507) 388-2010
Photo courtesy: U.S. Postal Inspection Service
Identity Restoration can be both time-consuming and expensive. "The harm to victims of identity theft can be significant and long lasting. The perpetrators of these crimes severly damage your good name and credit rating. It's up to you to clean up the mess. Until you do, you may be denied loans, a mortgage, security clearances, promotions and employment." Office of the Minnesota Attorney General. Consumer Protection Division, "Guarding Your Privacy" We all work hard to protect and insure our valuable. What about protecting our most valuable possession?
Your Good Name!
Cimes per Hour in America
The Statistics
- One in Four Households Affected
- 27.3 Million Victims - Last Five Years
- 9.9 Million Victims in 2007 Alone
- $53 Billion Problem Nationwide
- Largest Consumer Issue
Financial ID Theft:
Establish new accounts (e.g. credit cards, checking accounts, telephone service, loans, mortgages, buy merchandise, lease cars and apartments). Include "account takeover."
Criminal ID Theft:
Used to commit a crime and/or to avoid prosecution. This can have a negative affect on a person's drivers' license, motor vehicle record and criminal history.
Identity Cloning:
Imposter uses victim's identity to establish a new life. This might include illegal immigrants, wanted felons, people who don't want to be tracked or who want to leave behind a poor work history or bad credit record and "start over."
Establish new accounts (e.g. credit cards, checking accounts, telephone service, loans, mortgages, buy merchandise, lease cars and apartments). Include "account takeover."
Criminal ID Theft:
Used to commit a crime and/or to avoid prosecution. This can have a negative affect on a person's drivers' license, motor vehicle record and criminal history.
Identity Cloning:
Imposter uses victim's identity to establish a new life. This might include illegal immigrants, wanted felons, people who don't want to be tracked or who want to leave behind a poor work history or bad credit record and "start over."
Three Categories
Identity Theft can be divided into three bread categories. Often thes schemes overlap and have common Elements. The end result is the same. An innocent person is ripped off.
Identity Theft can be divided into three bread categories. Often thes schemes overlap and have common Elements. The end result is the same. An innocent person is ripped off.
The Victims
- Out-of-pocket costs averaged $1,500 per victim to restore identity and credit rating - not including attorney fees
- $14,500 in lost wages from time taken off work to clean up the mess
- Average amount fraudulently charged: $92,893 per victim...up 416% since 2000
- Average personal time resolving case and cleaning up the mess: 607 hours per victim...up 247% since 2000
Resource Center
A non-profit organization
For More Information
If you have become a victim and need assistance, or if you would like to learn more about Identity THeft, the following organizations will provide you with additional information:
If you have become a victim and need assistance, or if you would like to learn more about Identity THeft, the following organizations will provide you with additional information:
Federal Trade Commission www.consumer.gov/idtheft
Privacy Right Clearning House www.privacyrights.org
Identity Theft Resource Center www.idtheftcenter.org
U.S. POstal Inspection Service www.usps.com/postalinspectors
Minnesota Attorney General www.ag.state.mn.us/consumer
Better Business Bureau www.bbbonline.org/idtheft
Privacy Right Clearning House www.privacyrights.org
Identity Theft Resource Center www.idtheftcenter.org
U.S. POstal Inspection Service www.usps.com/postalinspectors
Minnesota Attorney General www.ag.state.mn.us/consumer
Better Business Bureau www.bbbonline.org/idtheft
